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Michigan Insurance Blog

Time for Tailgating

Football Time of Year

Football is one of the most exciting parts of fall! Not just the game itself, but the idea of cheering on your favorite team and using that good competitive spirit. AlongFootball with the football game, come many other activities. Football isn’t just a sport, it’s a lifestyle. You’re going to have a TON of cookouts and tailgates to attend. At that point you’ll be mostly worried about your jersey, your foam finger, and your dish to pass but don’t forget all of the other things that we tend to put out of sight and out of mind on game day.

When going to the game or the tailgate, make sure you have the correct coverage on your vehicle. An accident in a parking lot (regardless of who’s fault in may have been) will always go back on your own insurance for your vehicle’s damages. Make sure you’re insured correctly because even if you’re a great driver, the person next to you may not be. You’ll want to call your agent and discuss your coverages if you have any questions, that’s what we’re here for!

All of these parties and get-togethers are a good call for an umbrella policy. These are fairly cheap and provide a ton of additional coverage (contact your agent). An umbrella policy would help you to rest a little easier if there are people in your home drinking beer during the game. Or if someone gets a little too rowdy and says something offensive to a fan of the opposing team. There’s a lot of uncharted area when it comes to alcohol and competitive sports so an umbrella policy may be a good idea.

Whoever is in charge of grilling is going to need to be someone who won’t be distracted by the game. Not only, do you want to make sure that the food gets cooked properly but you also want to make sure that safety is on their mind. You never want to leave a grill unattended once it’s lit/hot. There are kids and pets around and it’s just better to keep an eye on that. In the event of a grease fire, it’s important to remember that you should NEVER throw water on a grease fire. Baking Soda is a life saver when it comes to grease fires, make sure everyone in the cooking area on game day knows this. You don’t want your drunk friend throwing water a grease fire while you’re reaching for the baking soda because that would be a hot mess.

 

Now that we’ve been through all the boring, adult stuff, share your recipe for your favorite dish to pass! We all have one thing that’s out “go-to” for a pot luck. Share it with us!

Have a fun and safe weekend, and GO BLUE!

Autumn Activities

Autumn Activities

Michigan is lovely in the fall and the leaves are just starting to turn their many different shades of yellow, orange and red. The cooler weather is bringing in someApple Orchard excitement along with it. Fresh, breathable air, calls for outdoor activities! We all need to get our fill of the outdoors quick before the snow comes!

Fall is one of my personal favorites! It’s bringing in the holiday season and that’s so exciting! Get out the decorations and your long sleeves again, it’s time for fall! Not only are we celebrating the cooler weather and changing of colors on the trees but we’re also prepping for winter.

We’ve made a list of things going on in the Grand Rapids area. These are things that are only happening this fall and you’ll want to get them in before it’s too chilly outside!

Artprize: Everyone knows about Artprize. This is the world’s largest public art event and one of Michigan’s favorite times of year. This is a perfect time to get some exercise and fresh air walking around downtown GR. Grab a coffee and get your creative spirit flowing, fall treesthere’s TONS of art to see and of all kinds! Sometimes you even get to see the artist! This is going on now through Oct 7 so you’ll want to head down when you get a chance!

Corn maze: These are good for family and friends! Take a group of people and get to work! You can go to a haunted corn maze, or just a normal corn maze and you’ll have fun either way! A perfect place to go, if you’re looking for a family event, is to Heidi’s in Lowell. Not only do they have the BEST donuts, but they also have a fun filled corn maze!

Apple orchard: There are also plenty of these, you can google search and there will probably be plenty in your area. If you’re looking for the best one then head over to Robinette’s in Grand Rapids. You won’t be disappointed! Donuts, cider, wine and pumpkins will get you in the holiday spirit real quick!

Football game: In the American spirit, you’ll want to attend (or watch) at least one football game. Take a trip down memory lane back to your school days while cheering for your favorite teams! Embrace your competitive side and go enjoy a night under the lights!

Pumpkin patch: This idea is similar to that of the apple orchard, get outside and celebrate the season! Pick out your décor pumpkins and don’t forget to get some for carving! Save the pumpkin seeds to make yourself a tasty treat afterwards. Send us photos of your pumpkin creations!

Fall Festival: there are plenty of fall festivals to go around. Craft shows are starting and you’ll need your fall décor. Fall Festivals are a great way to get together with your community and celebrate the season!

Fall Color Tour: Take a self-guided color tour of Michigan’s brightest trees this fall! Some excellent places are the Lowell/Ada area and (of course) our lovely Grand Rapids. This is an opportune time for a photo shoot. Whether there’s a special occasion or not, it’s never a bad idea to take some photos this time of year.

Haunted House: These may not be for everyone but they sure can be thrilling! If you’re looking for a heart racing adventure, this is for you. Go get your socks scared off and your adrenaline pumping. You can choose a lower level haunted house or the huge 4-story terrifying one. Bond with your friends and family through this spooky experience!

 

This is my personal Fall Bucket List, please comment anything that you’d add to make it your own! We’d love to hear your ideas and add them to our list!

Happy Autumn! 

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