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Michigan Insurance Blog

Surviving the Winter of 2019

Last Week Michigan got hit with some of the coldest temperatures and LOADS of snow and ice. Everyone was stuck inside with a lot more down time than we had planned, and you should stay inside to be safe! Most of us were somewhat unproductive during that time, posting on Facebook, eating, watching movies, etc.… but we have a couple of things that you can do during a Polar Vortex to help you get ahead! You may even be looking forward to the next polar vortex!

Update your schedules: I’m sure we all have plenty of times that we’ve “made plans” with someone and then not followed through. Now is the time to sit down and analyze your calendar. You want to be spending time with friends and family so schedule them in! Make your doctor/dentist appointments too while you’re at it! We can always stand to get our eyes checked or our teeth cleaned.

Clean: You have an entire home to clean and all of the supplies with you! Get to work! You’ll function better with a clean home and you don’t have much else to do when stuck inside.

Restock your home: I do this about every other week. It keeps me relaxed so that I’m not running out of random things. I just go through and make sure that I have all of the basics (toothpaste, deodorant, plastic bags, etc) and then I double check that I have a spare of everything.

Family time: What a great time to have some family fun! Break into the game cupboard or bake desserts together! This is the perfect time to take advantage of the bad weather and use it to build stronger bonds with family.

New recipes: I’m sure we all have a couple of fun things saved that we’ve been waiting to make! If you have extra time then you can make one of those recipes that takes longer than usual and master something new!

Call your insurance agent: It’s always good to review your coverages and make sure you’re completely up to date. Especially with this crazy Michigan weather, make sure your vehicles and home are covered properly!

Pay your bills: We all dread doing this task but if you get this done on a cold day in then you’ll feel accomplished and prepped for the rest of the week!

Do your taxes: It’s that season! We’re all working so hard and yet we HAVE to make time to do this. Sooner is better than later and once it’s done you’ll instantly lose the stress that this puts on you. It’s best to get it done now instead of putting it off until the last minute!

Make a budget: This is a great way to get organized and get productive! Everyone should have a budget so if you don’t have one then now is the time to make it! If you already have one, then you should update this every year and tax season is the perfect time to get it done!

Online shopping: We all do this with our spare time already, there’s no shame in online shopping when it’s too cold to go out. Find those things that you’ve been wanting and have them delivered! We all love this activity and it’s easy to lose track of time while filling up your cart.

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4 Different Ways to Celebrate Valentine’s Day

Valentine’s Day, the holiday that most people either love or loathe. There’s not much in between. People go nuts over this holiday, buying flowers, balloons, chocolate etc. to shower your significant other with attention and romance. Meanwhile, others hate all of the lovey dovey stuff and prefer to celebrate February 15th when all of the chocolate is 50% off in the stores. There are many different ways to celebrate this time of year and we have 4 of them right here for you! Now is the time to start preparing for it!

  1. A Romantic evening out with your significant other. Get dressed up, go out, and have fun celebrating your relationship! This is the time to really show off and be proud of what you have with them! This is usually the most common thing to do on Valentine’s Day and it’s still always one of the best.
  2. Stay in and spend some quality time with your significant other. Some people look down on this choice but it’s a nice change and it’s also very relaxing and fun! You just want to spend time alone and relax together, there are a lot of date nights that you can have in the comfort of your own home and you won’t have to worry about being around anyone else! This is pretty common for the introverts or those who are just tired of going out and want a change of pace.
  3. Celebrate it as more of a friendship, family day like they do in many foreign countries. Not as common of a choice but in many other countries, they celebrate Valentine’s Day as less romantic and more “I love you as friend and family” type of a holiday. This is a wonderful way to spend that holiday because there are many people in your life that you love and often don’t show enough appreciation to. This is the time to get that done!
  4. Have an Anti-Valentine’s day party! Get out your black heart shaped balloons and black streamers, it’s time to celebrate Anti-Valentine’s day! An up and coming idea for those who may be a little salty about the holiday, this involves a lot of celebrating of independence and freedom. It’s often used for singles to celebrate with their friends and have a good time on the holiday even when they don’t have the cliché date night with a loved one.

If your significant other is moving in or if you’re getting engaged then there are some potential changes to your insurance in the future! While all of these exciting things are happening, make sure you call your insurance agent to verify that you’re covered properly!

We want to know how your Valentine’s Day goes so please let us know!

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