It’s that time again: swimming pool season! There’s nothing quite like a refreshing dip to get relief from the heat–and I thought it may be helpful to provide an insurance perspective on pools so you and yours can enjoy safe, poolside relaxation all summer long.
Here are some essential pool safety tips and considerations; feel free to share this information with any pool owners you know as well:
Safety First:
- Constant Supervision: Always have an adult closely monitoring pool activities, especially with children around. A moment’s distraction can lead to unforeseen accidents.
- Secure the Area: A fence with a self-closing, self-latching gate around a pool can prevent accidental falls into the water by unsupervised children or pets.
- Safety Equipment: With more than 6,000 children under 15 being treated in emergency rooms annually due to pool-related injuries, it’s critical to ensure the pool you’re using is equipped with life-saving tools, such as life rings, ropes, and a first aid kit. It’s also important for everyone to know where these items are and how to use them.
Something to keep in mind: Owning a pool increases liability risk. Should a guest or trespasser get injured in your private pool, you could be held financially responsible for their medical expenses and other damages. Here are simple ways to be proactive:
- Review Your Policy: Ensure your homeowner’s policy is up-to-date and includes the liability coverage you need.
- Consider Umbrella Insurance: For added protection, an umbrella policy provides extra liability coverage beyond what your standard homeowner’s insurance offers. It’s another safeguard against claims that could otherwise jeopardize your financial security.
By prioritizing safety and having the right coverage in place, you and your loved ones can enjoy pools with peace of mind, making your summer both enjoyable and safe.
